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CA Exam Strategy

The 120-45-PTC Self-Assessment Rule

March 4, 2025·8 min read·CA Arvind Tuli (TuliSir)

Step 1: The Macro Check (The 120 Test)

Look at the total marks for the Group (out of 150). This determines the level of “repair” needed:

  • Total > 120: You know the subject matter. Your failure is likely due to Speed (not finishing the paper) or Presentation (losing marks on steps). Focus on writing practice.
  • Total 100–120: You have a foundation but lack depth. You need a structured Revision of the entire syllabus.
  • Total < 100: There are major conceptual gaps. You should Redo the classes or study the material from scratch.

Step 2: The Micro Check (The 45 Test)

Apply this to each individual subject to prioritize your study schedule:

  • Score 45+: You are safe here. Maintain this with periodic mock tests to improve Presentation.
  • Score 35–45: You are “almost there.” Identify the chapters that pulled your score down and Revise them intensely.
  • Score < 35: This is a “danger zone.” Treat this subject as a fresh start and Redo your concepts.

Step 3: The PTC Quality Audit

For every subject where you scored below 50, ask yourself these three questions to fix the “Leak”:

  1. P (Presentation): Did I provide clear working notes, or did I only focus on the final answer? (Step-marking is vital.)
  2. T (Time): Did I leave questions unattempted? If so, you need to solve 2 papers under a 3-hour timer every week.
  3. C (Concept): Did I actually understand the “Why” behind the provision, or did I just memorize it?

Action Plan to Succeed

  • The “Little by Little” Rule: Don’t try to master a whole subject in a day. Break it into small charts and mind maps to make retention easier.
  • Read-Think-Write:
    • Read the question slowly to catch the “tricks.”
    • Think about the structure for 30 seconds.
    • Write fast to ensure you complete the 100 marks.

Summary for the Student

If you were not able to clear in the attempt, don’t just “study more” — study differently.

Use these tests to find out if your problem is Communication (Presentation), Speed (Time), or Knowledge (Concept) — then work to improve the PTC meter for success.

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